Your GEICO Experience
05-08-2008, 07:04 AM
#1
Senior Member
SuperBike
Thread Starter
Join Date: Jan 2007
Posts: 2,116
Your GEICO Experience
We have been shopping for Home, Auto & Motorcycle insurance, as we have been with Nationwide General for at least 6 years, and while they have been relatively good to deal with, our premiums have kept rising it seems exponentially. Even our agent, who is usually very good, has stated off the record that new corporate upper management has been greedy and rates are comparatively over 25% higher than other carriers.
We have narrowed it down to GEICO dollar wise, and my question is to those who have had or have GEICO coverage, what has been your experience with them? Has GEICO been responsive and reasonably fair with claims, and have seemingly insignificant claims resulted in significant premium increases?
Thanks in advance for your input.
We have narrowed it down to GEICO dollar wise, and my question is to those who have had or have GEICO coverage, what has been your experience with them? Has GEICO been responsive and reasonably fair with claims, and have seemingly insignificant claims resulted in significant premium increases?
Thanks in advance for your input.
05-08-2008, 07:47 AM
#5
Senior Member
SuperBike
Join Date: Mar 2007
Location: Williamsburg, VA
Posts: 2,455
05-08-2008, 07:51 AM
#6
Fastest Color
SuperBike
Join Date: Jul 2007
Location: Lithia, FL
Posts: 2,091
Yeah Drew, ten years ago I had motorcycle ins. with USAA too, but last summer they told me that they have Progressive underwriting them for them now and Progressive was more than double Geico!
05-08-2008, 08:11 AM
#7
Hawk Newbie
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Join Date: Apr 2008
Location: Illinois
Posts: 203
I was with Geico (still a good company) for a while, but then I went with State Farm for Home, Car, and Bike insurance because they had way lower rates. I even got a small life insurance policy they gave a $8 discount to bundle and the life insurance policy was like $7.30. So the life insurance is basically free while saving .70 cents a month on the other policies.
Eitherway you go definately shop around.
Eitherway you go definately shop around.
05-08-2008, 09:10 AM
#9
Senior Member
SuperBike
Join Date: Sep 2005
Location: Buffalo, NY
Posts: 1,572
I also have Geico and they have been good to deal with and were the lowest rate I could find at the time. I have not had a claim but when I needed to make a change or add a bike you get the ins cards via email in minutes.
05-08-2008, 06:15 PM
#11
Senior Member
Superstock
Join Date: Feb 2006
Location: 58 miles from Deals Gap
Posts: 442
I have Geico. When I crashed back in Dec they totaled out my BMW. They paid it out @ $9500 and I just renewed with them. My rates never went up so yeah I'm happy. I even added a second bike and my premium went up $100.00 a year
05-08-2008, 06:37 PM
#12
Senior Member
MotoGP
Join Date: Sep 2006
Location: Austin, Tx
Posts: 4,138
Gieko has our business and bikes. They have been good to deal with.
Chas had the parking brake brackets up under the dashboard fail/collapse and the truck ran down the hill and crashed into a parked car. It's a '92 model and has been through the thrasher four times. Still comes to work everyday.
They were great about calling an equipment failure just that and there were no further questions or premium increases.
I think they got a little even when we got the '07 but everybody got to do a little business.
Chas had the parking brake brackets up under the dashboard fail/collapse and the truck ran down the hill and crashed into a parked car. It's a '92 model and has been through the thrasher four times. Still comes to work everyday.
They were great about calling an equipment failure just that and there were no further questions or premium increases.
I think they got a little even when we got the '07 but everybody got to do a little business.
05-09-2008, 03:16 PM
#15
Senior Member
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Join Date: Jun 2007
Posts: 158
I've been with GEICO for about 10 years and have had only good experiences and this includes my wife having 2 accidents, my Mustang being stolen and my 300 being broken into. Never had any issues with them.
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Last edited by Malice; 05-01-2011 at 07:14 AM.
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