We all take tremendous risk every time we throw a leg over. Weather it's worth it to you is a question only you can answer. I had a pretty big off in 92 and took a several year break. It was more for financial reasons than any other. Best thing IMO is getting to a track as an outlet for the speed bug. At the same time, my biggest fear on 2 wheels is getting rear ended by a cage while stopped. Risks are everywhere!