I know the feeling man. It sucks. Mine kinda happened like yours did, but did not have nice police to work with. I was heading north on a 4 lane road doing the speed limit (45)and a SUV (toyota 4runner) was heading south and made a left hand turn in front of me. You know not a true stop and turn 90 deg but he was trying to beat me so he was rounding the corner off. I hit his front ride side of the suv. Me doing 45 him doing 25. I only had about 4 feet of reaction time. It was at night. Well anyways when i hit him my groin hit the tank so hard that it mad a dent in the metal gas tank the size of a softball. Front forks were in the engine and i was thrown 20 feet doing 2 front flips landing on my head 4 feet beside a telephone pole. Then when the cops got there this cop had a harley and hated our type of bikes. He told me that no one was at fault because there was no way to prove it. Boy, even though my legs clapped together but the opposite direction they are supposed to go, i came off that ground lunging at that dumbass cop for saying that. Well that is what i thought i did but my buddy told me all i did is crawl toward him cussing at him. Nausea! I got lucky they kid that i hit his dad was a insurance salesman and he knew that i could sue the pant off him. So his company paid for my bike and the trauma i went through. Lets just say i got lucky and am still able to walk around. (couldnt even move for 1 week). You definitely got watch out for yourself and other driving too. Good luck dude and be safe. (RIP honda VFR 750)