Looking for a good gas-card or cash-back credit card for gas...
10-09-2009, 01:45 PM
#1
Senior Member
SuperSport
Thread Starter
Join Date: Jul 2008
Location: San Diego, CA
Posts: 987
Looking for a good gas-card or cash-back credit card for gas...
What do you guys have?
My CC used to pay me 5% back on food and gas, then 3%, now they got sneaky and moved it down to 1%. (Meanwhile advertising how great their new rewards program is. Great for them maybe.)
I guess they figured me raking in $20 cash back every month and never paying them a dime of interest wasn't a good business model.
The gas stations around here charge about 2% extra for buying with credit card, so unless the card can beat that, I'll just pay with my ATM card instead and get their cash price.
Whaddaya got?
My CC used to pay me 5% back on food and gas, then 3%, now they got sneaky and moved it down to 1%. (Meanwhile advertising how great their new rewards program is. Great for them maybe.)
I guess they figured me raking in $20 cash back every month and never paying them a dime of interest wasn't a good business model.The gas stations around here charge about 2% extra for buying with credit card, so unless the card can beat that, I'll just pay with my ATM card instead and get their cash price.
Whaddaya got?
10-09-2009, 02:10 PM
#2
Member
Squid
Join Date: Jul 2009
Location: MN
Posts: 44
Here in Mn we have SuperAmerica stations that have a reward program. Swipe your keychain kinda thing. The cool part is if you buy gift cards, than use the gift card for gas you get 4 times the points plus a percentage off the sale.
10-09-2009, 04:07 PM
#4
Duc Hawk
SuperSport
Join Date: Mar 2008
Location: Malibu's canyons
Posts: 691
Been fillin my tank with the $150 Shell gas card that Harley Davidson gave me for test riding their bikes.
Other than that I use my regular CC at the Chevron stations near here, where the credit and cash price are the same. Racking up CC points.
Other than that I use my regular CC at the Chevron stations near here, where the credit and cash price are the same. Racking up CC points.
10-09-2009, 06:03 PM
#5
Senior Member
SuperSport
Thread Starter
Join Date: Jul 2008
Location: San Diego, CA
Posts: 987
Seems to vary by company.
Shell, Circle K, 7eleven. maybe Mobil have 1-price fits all. But generally it's on par with the credit price.
The others all have a lower cash price.
And obviously Arco is cash only, which is on par with the other cash prices.
Shell, Circle K, 7eleven. maybe Mobil have 1-price fits all. But generally it's on par with the credit price.
The others all have a lower cash price.
And obviously Arco is cash only, which is on par with the other cash prices.
10-09-2009, 10:27 PM
#6
Member
Squid
Join Date: May 2008
Location: Sun City, CA
Posts: 82
I just got the ARCO Debit card (www.arcodebit.com). It links to your checking account, so it's just like using your ATM card, but without the $0.45 fee. Ease of pay-at-the-pump, where available, without the extra cost of the fee.
10-10-2009, 12:43 AM
#7
Senior Member
Superstock
Join Date: Jun 2009
Location: Honolulu, Hawaii USA
Posts: 427
Hmmm...please check on this before acting. I believe it is against credit card regulations to an extra percentage or fee to use a credit card to make a purchase. Also, you are not allowed to give a discount for cash. Credit card companies may yank privileges from companies that violate these rules.
10-10-2009, 02:31 AM
#8
Senior Member
MotoGP
Join Date: Aug 2007
Location: Way Out West
Posts: 2,547
Hmmm...please check on this before acting. I believe it is against credit card regulations to an extra percentage or fee to use a credit card to make a purchase. Also, you are not allowed to give a discount for cash. Credit card companies may yank privileges from companies that violate these rules.
10-10-2009, 03:21 PM
#10
Senior Member
SuperSport
Thread Starter
Join Date: Jul 2008
Location: San Diego, CA
Posts: 987
Also, you are not allowed to give a discount for cash. Credit card companies may yank privileges from companies that violate these rules.
Some places have a minimum charge for credit, or add a fee. Those might be against the rules, not really sure. I haven't seen the MasterCard police at my local taco shop. I'll leave that up to the merchants and CC companies to battle over though.
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